TERMS AND CONDITIONS

Effective Date: 22nd of February, 2026

These Terms and Conditions (“Agreement”) govern access to and use of the website located at chaimapsan.com (“Website”), as well as participation in any services, sessions, programs, consultations, or materials provided by Chaim Apsan (“Company,” “we,” “our,” or “us”), including but not limited to the SEAM™ method (“Services”).

By accessing this Website or engaging in Services, you (“Client,” “User”) agree to be bound by this Agreement.

If you do not agree, do not use this Website or engage in Services.


1. Nature of Services

SEAM™ (Soul Energy Awareness Method) is a proprietary personal development and performance optimization methodology.

Services provided are intended for:

  • Personal insight

  • Executive performance refinement

  • Stress regulation

  • Decision-making clarity

  • Personal development

Services are not:

  • Medical treatment

  • Psychological therapy

  • Psychiatric care

  • Financial, legal, or investment advisory services

  • A substitute for licensed professional advice

You acknowledge that you are solely responsible for your decisions, actions, and outcomes.


2. No Medical or Health Claims

The Company does not diagnose, treat, cure, or prevent any medical or psychological condition.

If you have any physical or mental health condition, including autoimmune conditions or stress-related disorders, you agree to consult with a licensed healthcare provider.

Participation in SEAM™ does not create a doctor-patient or therapist-client relationship.

You assume full responsibility for your health decisions.


3. No Financial or Investment Guarantees

The Company makes no guarantees regarding:

  • Capital raising outcomes

  • Financial performance

  • Business growth

  • Revenue increases

  • Investment returns

Any references to potential improvements in clarity, execution, or opportunity recognition are not guarantees of financial results.

You acknowledge that all financial and business decisions remain solely your responsibility.


4. Confidentiality

The Company agrees to maintain confidentiality regarding:

  • Client identity

  • Session content

  • Disclosed business or personal information

Exceptions include:

  • Legal compulsion (court order, subpoena)

  • Threat of harm to self or others

  • Written authorization by Client

Client agrees not to record sessions without written consent.


5. Intellectual Property

SEAM™, all frameworks, processes, session structures, materials, language, diagrams, and methodologies are proprietary intellectual property of Chaim Apsan.

You agree that you shall not:

  • Copy

  • Reproduce

  • Teach

  • Distribute

  • Record

  • Reverse engineer

  • Derive derivative works from

  • Commercially exploit

any portion of SEAM™ without prior written consent.

Unauthorized use constitutes infringement and may result in legal action.


6. Non-Disclosure of Methodology

Client agrees not to:

  • Share internal session structures

  • Teach SEAM concepts commercially

  • Create similar branded frameworks derived from SEAM

  • Represent themselves as trained in SEAM without written certification

Violation may result in injunctive relief and damages.


7. Fees and Payment

All program fees are:

  • Due as agreed prior to commencement

  • Non-refundable unless otherwise specified in writing

  • Not contingent upon specific outcomes

Failure to complete sessions does not entitle Client to refund.


8. Limitation of Liability

To the fullest extent permitted by law:

Company shall not be liable for:

  • Indirect damages

  • Consequential damages

  • Loss of business

  • Loss of profits

  • Emotional distress

  • Health complications

  • Investment losses

Total liability shall not exceed the amount paid by Client for Services.


9. Assumption of Risk

Client understands that personal development work may involve emotional intensity.

Client voluntarily assumes all risks associated with participation.


10. Indemnification

Client agrees to indemnify and hold harmless the Company from any claims, damages, or liabilities arising from:

  • Client decisions

  • Business outcomes

  • Health outcomes

  • Misuse of Services

  • Breach of this Agreement


11. Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements.


12. No Partnership or Agency

Nothing in this Agreement creates:

  • Partnership

  • Joint venture

  • Employment relationship

  • Fiduciary duty


13. Termination

Company reserves the right to terminate Services if:

  • Client breaches this Agreement

  • Client engages in abusive or unethical conduct

  • Company determines Services are no longer appropriate

No refunds will be issued unless required by law.


14. Governing Law

This Agreement shall be governed by the laws of:

State of Israel

Any disputes shall be resolved exclusively in the courts of that jurisdiction.


15. Arbitration

Any dispute arising under this Agreement shall first be submitted to confidential binding arbitration in:

Jerusalem Beit Din

Client waives right to jury trial.


16. Entire Agreement

This Agreement constitutes the entire agreement between the parties and supersedes all prior discussions or understandings.


17. Modifications

Company may modify these Terms at any time. Continued use constitutes acceptance of updated terms.